APR
12
Covid Virus Update
Cases in the Larkfield area
Cases in the Larkfield area
Want to advertise on this website? Create your advert now.
The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release.
Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.
Independent Financial Advisers - IFAs Ditton
Champion Financial Advisers
15 High St, Aylesford ME20 7AX, UK – 01622 791731
MPB Financial Planning
Room 1.02b, Park House, Park Farm, Bradbourne Lane, East Malling, Ditton ME20 6SN, UK – 01732 847276
Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Ditton.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.
Crowd Funding and Business Loans
We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.
NatWest Bank
718 London Rd, Aylesford ME20 6AN, UK – 0345 788 8444
Good customer service here, difficult parking most of the time though. Very helpful staff.
Handy local branch rather than having to go into Maidstone town centre. Popular as there has always been other customers on each of my visits. Staff have always been helpful, friendly and have assisted me in using the new self service machines. There is however, still the option of using the "human" cashier if you prefer. Good open plan layout and easy access for wheelchair users. Parking is on the road outside but has always been busy on my visits. There is a free car park at the rear with designated Natwest spaces.
Barclays Bank
708 London Rd, Aylesford ME20 6BN, UK – 0345 734 5345
A great local branch and the staff are always helpful. However, parking is extremely limited, which makes visiting a painful experience.
Good bank
Banks
NatWest Bank
718 London Rd, Aylesford ME20 6AN, UK – 0345 788 8444
Good customer service here, difficult parking most of the time though. Very helpful staff.
Handy local branch rather than having to go into Maidstone town centre. Popular as there has always been other customers on each of my visits. Staff have always been helpful, friendly and have assisted me in using the new self service machines. There is however, still the option of using the "human" cashier if you prefer. Good open plan layout and easy access for wheelchair users. Parking is on the road outside but has always been busy on my visits. There is a free car park at the rear with designated Natwest spaces.
Barclays Bank
708 London Rd, Aylesford ME20 6BN, UK – 0345 734 5345
A great local branch and the staff are always helpful. However, parking is extremely limited, which makes visiting a painful experience.
Good bank
Building Societies
We could not find any Building Societies around your location. Please click below to see full results from Google.
Mortgage Brokers
Tailored Mortgage Services - Mortgage Brokers Maidstone
31 Corben Cl, Maidstone ME16 0FH, UK – 07931 904676
Great service. My requirements weren't run of the mill and we wanted to move fast. Dak pulled out all the stops and made it happen, liaising brilliantly with the mortgage company and overcoming any obstacles with ease. I have recommended TMS many times since and will continue to do so.
This company took some considerable effort to find me the Mortgage product to suit my circumstances and kept in constant communication with me. I would highly recommend them as I found as I found them to be efficient, knowledgable and friendly.
The Independant Mortgage Broker
14 Cliveden Cl, Maidstone ME16 0PQ, UK – 01622 756677
N Finney Open Work Ltd
61-63 Rochester Rd, Aylesford ME20 7BS, UK – 01622 792766
Mortgage Brokers - Key Questions
How much do mortgage brokers charge?
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Ditton.
Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.
How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around Larkfield that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.
Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Ditton.
Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.
How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around Larkfield that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.
Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.
Mortgages
Unlimited Mortgages
28 Lakeside, Snodland ME6 5LD, UK – 01634 311990
Albion Financial
43 Albion Dr, Aylesford ME20 6FG, UK – 01622 920834
Tailored Mortgage Services - Mortgage Brokers Maidstone
31 Corben Cl, Maidstone ME16 0FH, UK – 07931 904676
Great service. My requirements weren't run of the mill and we wanted to move fast. Dak pulled out all the stops and made it happen, liaising brilliantly with the mortgage company and overcoming any obstacles with ease. I have recommended TMS many times since and will continue to do so.
This company took some considerable effort to find me the Mortgage product to suit my circumstances and kept in constant communication with me. I would highly recommend them as I found as I found them to be efficient, knowledgable and friendly.